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Precedents

Every defect’s page has an Ennakkopäätökset (Precedents) panel that suggests the decisions that best match the defect, drawn from three sources: the Finnish Consumer Disputes Board (KRIL), FISE construction-defect cards, and FINE Insurance Disputes Board recommendations. They help you see how similar cases have been handled when you’re considering a claim or an insurance reimbursement.

KRIL handles disputes in housing sales and construction between consumers and sellers or builders. Its decisions are public documents that can be cited by case number in claim letters.

FISE construction-defect cards describe typical construction defects and their remediation. VAREK shows the card code and a summary, with a link to the full card.

FINE (the dispute resolution body operating alongside the Federation of Finnish Financial Services) handles insurance disputes, including property insurance cases. FINE decisions are especially useful when the defect involves water damage, moisture damage, a pipe leak or a roof leak and you are considering an insurance claim or appealing an insurer’s decision.

VAREK presents each FINE decision as its own concise Finnish-language summary of the case and its outcome. The source link goes directly to the decision on fine.fi, where you can read the full text.

The panel opens on the defect’s page and refreshes automatically. Each suggestion shows:

  • KRIL decisions: the case number, the year and the outcome (e.g. accepted, partial, rejected).
  • FISE construction-defect cards: the card’s code and title.
  • FINE decisions: the case title, the year and a short own-words summary, with a link to the decision on fine.fi.
  • Match indicators: same category or subcategory, and similarity as a percentage.
  • Summary: a short summary you can expand.
  • Source: a link to the original decision or card.

Ennakkopaatokset paneeli

The panel fetches suggestions automatically when the list is empty or the suggestions are stale. You can re-fetch them at any time with the Päivitä (Refresh) button — for example after editing the defect’s title or description, when fresher matches may be more relevant.

A member with management rights can:

  • Pin a relevant decision to a suggestion, keeping it flagged in the panel.
  • Remove a suggestion that doesn’t fit the case.